Welcome to our new Banking as a Service page! Here, you’ll find secure, efficient, and versatile payment options explicitly tailored for EMI, SPI & P2P, CASP.

Payment
solutions to
boost business
growth

Everything e-merchants and payment service providers need: accept online payments, support multiple currencies, and ensure seamless checkouts & top-tier security.

Designed for E-merchants
& payment service providers

Connect all types of payment methods and easily integrate modules from popular eCommerce platforms

E-merchants
Payment service providers
shopping-cart
E-merchants

Are you selling products and services online through digital platforms?

Join the digital revolution and expand your business horizons with Magnetiq Bank!

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Payment methods for everyone

We offer a range of secure and convenient payment methods to meet your needs

Woman holding a bank card and using a laptop, with displayed payment methods – Visa, Mastercard, Apple Pay, Google Pay, and the upcoming 'Pay by Bank' option.
credit-card
Seamless global payment solutions

We offer a range of secure and convenient payment methods to meet your needs

  • Customized payment form
  • Advanced fraud prevention tools
  • Dedicated personal manager
  • Card-based payouts
  • Recurring payments
  • Dynamical descriptors
Man using a laptop, with WooCommerce, PrestaShop, Magento, and OpenCart integrations shown, along with PCI DSS compliance and support for 100+ currencies.
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You might be interested

Explore our specialized financial services

  • Overnight deposits
  • Virtual cards
  • Foreign exchange operations
  • Virtual IBANs
  • Current account
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Transparent & competitive fees

Our fee structures are transparent, competitive, and free of hidden costs

For E-merchants
EU Consumer cards from 0.8% + 0.05 €
All international & commercial cards from 2.4% + 0.10 €
Fee for declined transactions 0.00 €
Onboarding fee 50 €*
Monthly fee 10 €**
Chargeback fee 30 €
Retrieval request 0 €
Refund fee 0.50 €
Financial pledge / Rolling reserve Individual agreement
* Fee per company ** Fee per URL
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Payment service providers

Empower your business with Magnetiq Bank to deliver unparalleled payment services to your clients and achieve remarkable success.

ChatGPT said: A globe illustration surrounded by logos of global payment systems, including SEPA, SWIFT, Visa, Mastercard, Apple Pay, Google Pay, Target, and Pay by Bank.
bill-check-bold
Payment service providers

Empower your business with Magnetiq Bank to deliver unparalleled payment services to your clients and achieve remarkable success.

Woman holding a bank card and using a laptop, with displayed payment methods – Visa, Mastercard, Apple Pay, Google Pay, and the upcoming 'Pay by Bank' option.
credit-card
Comprehensive payment solutions

Secure, multi-currency payment gateway with expert support

  • Dedicated account manager
  • API integration with the payment gateway
  • Dedicated personal manager
Man using a laptop, with WooCommerce, PrestaShop, Magento, and OpenCart integrations shown, along with PCI DSS compliance and support for 100+ currencies.
smile-wink
You might be interested

Explore our specialized financial services

  • Overnight deposits
  • Virtual cards
  • Foreign exchange operations
  • Virtual IBANs
  • Mass payout solutions
  • Addressable BIC
  • Webhooks for notifications
  • Safeguarding accounts
Smiling woman using a smartphone outdoors. In the top-left corner of the image, there is an icon with a document and the text “Documentation & samples.”
receipt
Transparent & competitive fees

Our fee structures are transparent, competitive, and free of hidden costs

For payment service providers
Applications review fee 500 €
Account opening fees according to price list
EU Consumer cards from 0.7% + 0.05 €
All international & commercial cards from 2.2% + 0.10 €
Fee for declined transactions 0.00 €
Onboarding fee for sub-merchants from 0.00 €*
Monthly monitoring fee for sub-merchants from 5 €*
Chargeback fee 30 €
Retrieval request 0 €
Refund fee 0.50 €
Financial pledge / rolling reserve Individual agreement
* Fee per company ** Fee per URL

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A unified
payment
dashboard

The payment dashboard by Magnetiq Bank bringing clarity and simplicity.

 

With our user-friendly interface, you can effortlessly manage all your transactions, monitor integrations, handle payments and refunds, and respond to disputes — all in one place.

Laptop screen displaying a payment management and analytics dashboard, with badges highlighting PCI DSS compliance, merchant settings, and role-based access control.

A better way
to build products

Launch, manage, scale and sell your product with licensed banking infrastructure

Principal members

Cooperation directly with Visa and Mastercard allows our clients to be more flexible in payment operations

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16+ years of experience

With 16 years of hands-on experience in e-commerce and fintech, we bring a wealth of practical knowledge to meet your needs

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€34.8 M capital & reserves

We maintain sufficient capital reserves to meet regulatory requirements and safeguard our clients’ assets

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Associations members

We are participating in the Fintech Latvia Association, Finance Latvia Association, The Latvian Blockchain Association

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EU bank fully licensed

We are committed to transparency and excellence and provide seamless banking experiences across the EU

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38.76 % capital adequacy

Our commitment to capital adequacy reflects our dedication to risk management and financial stability

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Power is to solve
problems together 

That’s what we believe in, and our clients usually agree on that

Our business relies on efficient and precise financial operations, and we are grateful to Magnetiq Bank for their innovative solutions and comprehensive toolset in payment processing

Magnetiq Bank offers comprehensive payment solutions that cater to the most demanding clients, resolving issues promptly and achieving conversion rates 10% higher than the industry average

Magnetiq Bank eCommerce solutions have enabled us to swiftly launch Discover Cars webpage and expand global reach, thanks to their reliable and professional team

We are excited to have Magnetiq Bank as our banking partners and are confident in our mutually beneficial cooperation based on next-generation technologies

Questions
you may have

What industries do you work with?

We work with various industries, including retail, travel, e-wallets, accommodation, dating, educational services, copywriting, forex, crypto, gambling, rental services, and many more.

What processing currencies do you support?

  • We support over 100 currencies, enabling seamless global transactions and helping your business expand internationally.

What settlement currencies do you provide?

We provide settlement in the following currencies: EUR, USD, GBP, PLN, and RON (coming soon).

What payment methods do you support?

We support the following payment methods: credit and debit cards (Visa, Mastercard), Apple Pay, and Google Pay.

What payment types do you support?

We support various payment types, including one-time payments, pre-authorized payments, recurring payments (subscriptions), instalment payments, and one-click payments.