Management

Member of the Board

Sandra Rituma joined the board of AS Magnetiq Bank in May 2024.

Sandra Rituma oversees the areas of anti-money laundering and counter-terrorism and proliferation financing (AML/CTPF), sanctions risk management, operational compliance, and e-commerce risk management. She is an experienced compliance specialist with over ten years of experience in AML/CTPF and compliance in the banking and FinTech sectors.

For the past two years, she worked at “Pyypl” in the United Arab Emirates, leading the Compliance and AML/CTPF supervision team across several countries. From 2019 to 2023, she served as the Head of AML/CTPF at “Mintos AS”.

Sandra holds a professional master’s degree in financial management from the Banking Institution of Higher Education. She has completed an Executive MBA program at the Stockholm School of Economics in Riga. She continuously enhanced her expertise and obtained the CAMS (Certified Anti-Money Laundering Specialist) certification in 2018 and the PRINCE2 project management certification in 2022.

Member of the Board

Maksims Leščinskis oversees risk control, financial accounting, financial planning and modelling, and document management.

M. Leščinskis is a highly qualified audit specialist with extensive experience in internal control and internal audit and over fifteen years of experience in the financial services sector. He has worked at Citadele Bank for nine years, leading the internal audit team at the group level in the Baltic states. Before this, he was the head of internal audit at Signet Bank and GE Money Bank.

M. Leščinskis holds a master’s degree in economics and business management from the Baltic International Academy and holds the ACCA (Association of Certified Chartered Accountants) certification.

Jeļena Jurane joined the Management Board of AS Magnetiq Bank in June 2026.

Jeļena’s primary areas of responsibility include leading the customer service division and driving the bank’s business growth. She is a seasoned finance and fintech professional with over 15 years of success in the banking, payment services, and digital finance sectors.

From 2010 to 2016, she served as the Head of Sales at LHV Bank. She continued her career at the credit management company Intrum, where from 2016 to 2021 she held the position of Head of Sales, and later, Baltic Client and Sales Director. Before joining Magnetiq Bank, she gained valuable experience at Nordigen, where she led the key account sales department. Following Nordigen’s acquisition by the UK’s leading fintech company, GoCardless, Jeļena continued her work within the new corporate structure as a Sales Manager.

Since 2024, Ms. Jurane has been leading the Commercial Department at Magnetiq Bank. In this role, she oversees the development of the bank’s client portfolio, drives business growth, and builds long-term partnerships with international companies, as well as representatives from the e-commerce and fintech sectors.

Her professional competence spans innovative financial product development and international business expansion. She possesses deep expertise in Banking-as-a-Service (BaaS) solutions, the implementation of modern payment infrastructure, elevating customer service standards, and market penetration.

Ms. Jurane holds a Bachelor’s degree from the BA School of Business and Finance and a Master of Business Administration (MBA) degree from the Swiss Business School.

Member of the Board

Deniss Filipovs joined the board of AS Magnetiq Bank in January 2025.

Deniss Filipovs, as a member of the Magnetiq Bank Management Board, is responsible for the bank’s IT systems, developing and implementing an IT strategy that will contribute to the bank’s digital development as well as to the efficiency of internal systems.

D. Filipovs is a seasoned FinTech professional with over 15 years of experience in the banking and FinTech sectors. Prior to joining Magnetiq Bank, he worked at Tietoevry as Strategic Business Development Director, leading innovation projects and fostering collaboration between banks and FinTech companies. He has designed and implemented various international business development strategies that led to the integration of new market entrants and partnerships with central banks and financial communities around the world.

Prior to that, D. Filipovs worked at the Latvijas Banka for 10 years, working in a number of key positions, including Head of the Payment Systems Policy Department. He actively participated in working groups of the European Central Bank and the European Commission, contributing to the development of the financial sector. Deniss played a key role in the development of Latvia’s payment systems, including SEPA integration and the introduction of flash payments, strengthening the country’s competitiveness in FinTech.

Deputy Chairman of the Council

As of December 2023, Tatjana serves as a Deputy Chairman of the Council of Magnetiq Bank, bringing her extensive expertise and leadership to the role.

Since June 2013, she has also held key roles at Signet Bank, where she continues to contribute significantly to its success and development.

Prior to this, Tatjana held key positions in the financial sector, including CFO and Head of Internal Audit at VB Financial Markets, as well as Board Member and CFO at BlueOrange Bank.

Tatjana has been active in the financial sector since 1995.

She holds a Master’s degree from the Faculty of Economics at the University of Latvia and is a Certified Internal Auditor, a Chartered Financial Analyst, and a Certified Anti-Money Laundering Specialist.

Member of the Council

A C-Level senior finance and investment executive with over 25 years of combined experience in Private Equity, Investment Banking (M&A) and Corporate Finance roles across different sectors and executing US$ 3 billion of transactions across the capital structure. Versed in various business cultures having lived and worked extensively in North America, Europe, the Middle East and South East Asia.

Mr. Hariman is currently Managing Partner of Talisman Investment Partners, a privately held company based in Singapore with investments in Healthcare, Hospitality and Fintech with direct equity investments in North America, Europe and Asia. Previously, he held Chief Executive Officer and Chief Investment Officer roles in Asia, the Middle East and was Managing Director at Carlingford (GFI Group) and Nomura International plc, both in London, United Kingdom.

Mr. Hariman started his career with Nexen Inc. (now CNOOC), a Canadian Oil & Gas leader listed on the NYSE in 1998 until 2010. He holds the CFA (Chartered Financial Analyst) charter and earned his International MBA from Kellogg School of Management, Northwestern University.

Mr. Hariman’s Supervisory Council experience includes Banking, Oil & Gas, Fintech, Energy Utilities, Fast Consumer Moving Goods, Healthcare & Hospitality.