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Business Financing
Designed for Growth
Smart, fast, and secure financing designed for modern merchants and digital-first companies.
Loans
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Loan Amount: Up to EUR 5M -
Interest Rate: From 2.0% + EURIBOR
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Collateral: Assets, real estate, equity, securities, or guarantee
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Repayment Term: Up to 5 years, with a schedule that fits your business
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Currency: EUR
Whether you’re growing, investing, or just need extra support, we’re here to make the process simple and transparent.
Credit Line
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Loans Amount: Up to EUR 5M
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Interest Rate: From 2.0% + EURIBOR
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Collateral: Assets, real estate, equity, securities, or guarantee
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Repayment Term: Up to 2 years, with a schedule that fits your business
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Currency: EUR
A flexible way to access funds whenever your business needs them. Use it to manage cash flow, cover unexpected costs, or fuel new opportunities.
Lending-as-a-Service
A comprehensive, white-label lending infrastructure enabling partners to design, launch, and manage their own credit products, delivered as a fully client-specific solution with all terms and conditions defined individually for each case.
How Financing Works
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Apply. Tell us about your business and how much funding you need.
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Indicative Offer. We share a tailored, non-binding offer based on your information.
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Review. Our team reviews your business and financials.
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Decision. You receive a clear lending decision.
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Agreement. We finalize and sign the loan documents.
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Funds Received. Money is paid directly into your business account.
The EU-Licensed Fintech Bank for Digital-First Businesses
We understand the speed and challenges of today’s digital economy. That’s why our financing solutions are designed to help merchants, fintechs, and digital-first companies move forward with confidence.
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€34.8 million
Capital and reserves
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€178.8 million
Assets
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Part of Signet Bank Group
Powered by Signet Bank, one of the Baltic region’s leading investment banks
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38.76 % capital adequacy
Our commitment to capital adequacy reflects our dedication to risk management and financial stability
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1000+
Companies already use our products
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Fully Licensed EU Bank
Delivering transparent, reliable, and seamless banking experiences across the EU
Questions you
may have
Who can apply for fintech financing?
Our financing solutions are available to fintech startups, scale-ups, and established companies. We primarily support companies operating within the European Economic Area (EEA), while also working with businesses across payments, digital lending, embedded finance, regtech, insurtech, and financial infrastructure that demonstrate regulatory readiness, a scalable business model, and sustainable revenue potential.
What types of financing solutions do you offer to fintech companies?
We offer a range of financing solutions tailored to fintech companies, including growth capital loans, working capital facilities, venture debt, revenue-based financing, and structured credit. Our products are designed to support scale-up growth, product development, regulatory expansion, and cross-border operations.
Do you offer embedded finance solutions?
Yes. Embedded finance is one of our core focus areas. We actively support companies that enable financial services to be seamlessly integrated into non-financial platforms, including embedded payments, lending, and financial infrastructure solutions.
Do you offer unsecured financing?
Yes. We provide both secured and unsecured financing solutions. Unsecured facilities may be available to qualifying fintech companies with predictable revenues, strong governance, and a proven operating track record.
What documents are required to apply for financing?
Companies typically need to provide recent financial statements, management accounts, a business and growth plan, relevant regulatory licences or registrations, key commercial contracts, and legal documents such as articles of association, shareholder agreements, and corporate authorisations. Additional documentation may be requested depending on the financing structure and jurisdiction.
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